Personal Checking Accounts
Our Checking account solutions are simple and easy to live with. Each account requires only $100 to open and has no per-check charges.
BASIC
ACCOUNT
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Basic
Checking -
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Minimum deposit to open $100
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Monthly service charge amount No Charge
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Minimum balance required to waive monthly service charge N/A
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Yes No per-check charges
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Yes Online Banking and Bill Pay+
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Yes Mastercard® Debit Card
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Yes Unlimited free access to
55,000 Allpoint® ATMs* -
Mobile Banking
and Mobile Check Deposit**
PERSONAL CHECKING
ACCOUNT
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Low-cost
Checking -
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Minimum deposit to open $100
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Monthly service charge amount $9
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Minimum average daily balance required to waive monthly service charge $1,000
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No per-check charges
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Online Banking and Bill Pay+
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Mastercard® Debit Card
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Unlimited free access to
55,000 Allpoint® ATMs* -
Mobile Banking
and Mobile Check Deposit**
INTEREST CHECKING
ACCOUNT
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Interest-earning.
Higher Balances Earn Higher Returns -
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Minimum deposit to open $100
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Monthly service charge amount $15
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Minimum average daily balance required to waive monthly service charge $2,500
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No per-check charges
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Online Check Deposit and Bill Pay+
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Mastercard® Debit Card
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Unlimited free access to
55,000 Allpoint® ATMs* -
Mobile Banking
and Mobile Check Deposit**
Footnotes
- +Fees may apply when using Popmoney.
- *International fees may apply and other financial institutions or merchants may charge you for use of their ATM or POS terminals.
- **Restrictions as well as message and data rates may apply.
Savings
Our Savings plans that make life simpler. A consistent savings plan can help to turn your dreams into reality.
KIDS BANC ACCOUNT
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Specifically Designed for Young Savers and Future Entrepreneurs, with no monhtly service fees
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Minimum deposit to open $0
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Monthly service charge amount $0
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Minimum average daily balance required to waive monthly service charge $0
SAVINGS
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Low-cost
Savings -
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Minimum deposit to open $100
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Monthly service charge amount $3
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Minimum average daily balance required to waive monthly service charge $100
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Online Banking
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Unlimited free access to 55,000 Allpoint® ATMs*
TIERED SAVINGS
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Higher Balances
Earn Higher Returns -
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Minimum deposit to open $100
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Monthly service charge amount $10
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Minimum average daily balance required to waive monthly service charge $10,000
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Online Banking
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Unlimited free access to 55,000 Allpoint® ATMs*
-
Mobile Banking
and Mobile Check Deposit**
MONEY MARKET
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Higher Balances Earn Higher Returns.
Check-accessible. -
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Minimum deposit to open $100
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Monthly service charge amount $15
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Minimum average daily balance required to waive monthly service charge $5,000
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Online Banking
-
Unlimited free access to 55,000 Allpoint® ATMs*
-
Mobile Banking
and Mobile Check Deposit**
Footnotes
- *International fees may apply and other financial institutions or merchants may charge you for use of their ATM or POS terminals.
- **Restrictions as well as message and data rates may apply.
Certificate of Deposit (CD)
Minimum deposit to open: $1,000
The Banc of California Certificate of Deposit allows you to choose your maturity date, maximize your returns and minimize rollovers. For example, if the escrow on your new house closes on a specific date, you can choose that day as your CD maturity date and collect the maximum interest.
One Account
Minimum deposit to open: $100
Monthly service charge: $18 (Waived with an average daily balance of $10,000)
The Banc of California One Account is based on an innovative concept in banking: Simpler is better. The One Account combines high yields and maximum liquidity in one simple checking account that offers an alternative to locking up your money in time deposits and minimizes the need for unnecessary accounts.
The Preferred Account
The Banc of California Preferred Account is a banking program for our full-relationship customers. Preferred Account status entitles you to:
- A single interest-bearing business or personal checking account
- Front-of-the-line access
- Unlimited house calls and notary services
- Dedicated personal banking team
- Discount on mortgages and our best deposit rates