Choose from a fixed-rate CD account or a preferred savings account with no term.

* Annual Percentage Yield (APY) is accurate as of 09/14/2017. CD accounts earn interest at a fixed rate. Fixed rate CD: Minimum balance to open is $1,000. Penalty will apply for early withdrawal. The Preferred Savings account rates are guaranteed through March 31, 2018, thereafter the account rate and APY are variable and may change at any time without prior notice. Savings accounts have a limited number of transactions per month and excessive transactions may result in fees. Additional fees may reduce earnings on the account.

Preferred Savings: Minimum balance to open is $25,000. Minimum balance to earn 1.00% APY is $100,000. Additional rate tiers: $0 to $24,999.99, 0.00% APY; $25,000 to $99,999.99, 0.50% APY; $100,000 and greater, 1.00% APY.

Deposited funds must be new to Banc of California, N.A. accounts and may not be transferred from existing Banc of California, N.A. accounts. Additional terms and conditions may apply.